Insights Into Finance


M3M Foundation commemorates 32nd National Road Safety Month Gurugram: M3M Foundation commemorated the 32nd National Road Safety Month at iMpower clubs (IFC sector 66, Cornerwalk sector 74, Prive sector 75, Broadway 71 and 65th Avenue Sector 65) in Gurugram. Over 140 children were sensitized on various aspects of road safety by faculty members. The children also took out a rally in the vicinity disseminating awareness on the significance of road safety. The objective of the initiative was to spread awareness among the youth who are the future of the nation. “Road accident is among the leading causes of fatalities in India. This initiative is a part of our endeavour to do our bit towards making roads safer for citizens. The sensitization of these children will go a long way in ensuring a safe and secure future for the youth,” said Dr Payal Kanodia, Trustee, M3M Foundation. iMpower is a flagship programme of M3M Foundation being implemented in collaboration with Aide et Action at identified worksites in the Gurugram district of Haryana. It is being done by ensuring their entitlements to basic requirements such as education, health, financial and social security, legal aid and their access to State and Central welfare schemes. The project engages with the age groups from 0 to 35, in and around the M3M worksites through a multi-functional resource centre. This resource centre is not only a space for supporting children in education but also links the community with government entitlements/schemes. The Resource Centre is also a hub for promoting digital literacy, health, hygiene & nutrition, and space for imparting skill training to the youth. Children and community members are being made digitally literate in the project area through this intervention. Special emphasis has been given to the behaviour change aspects of the community through various health-related interventions. M3M Foundation, the philanthropic arm of M3M Group, is working towards bringing an equitable development for attaining a brighter India. Education, environment, health, disaster management and socio-economic development are its key areas. The Foundation believes in taking an innovative approach to address social issues by developing a self-sustained program. Road Safety is one of the potent issues that need to be addressed urgently. Carelessness on roads and reckless driving has become a major cause of deaths and road accidents worldwide. According to the National Crime Records Bureau (NCRB), a total of 4,37,396 road accidents were recorded in India in 2019, claiming 1,54,732 lives and resulting in 4,39,262 injuries.

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Has our cultural attitude shifted so profoundly that a return to 2019 is no longer an aspiration? By casual observation, any street in our urban settings remain about 30 per cent occupied by vehicles. The loss of traffic has not diminished the voracity of metre-hornets trying to make up for lost metre revenue, but the decline in traffic volume is concerning for urban small business owners. Equally perplexing is the consistent swell of volumes in the evenings and weekends. The casual policy decisions to force public employees to work from home has not only impacted productivity but decimated downtown retail and service trades shifting energy to post workday evening socialization and food services. Is this positive, or negative, or just a shift we need to recognize and adapt to? With tourism all but deferred until 2022 and unsettling trends occurring in our labour market, can the economy absorb job seekers if the volume of local employment options is diminishing? U.S. jobless claims are exceeding estimates, labour participation rates in Summerside and Charlottetown are declining as people opt out of the workforce and the CERB/EI benefits will be expiring in the coming quarter. All pointing to structural labour challenges. 2020/2021 business profits will hold a key to forecast trending. Pandemic impacts, coupled with misaligned Federal government taxation policies, have stripped business from incentive to invest, almost certainly ushering a period of business stagnation. Declining investment will signal decline in growth and cascade any challenges presenting in the labour force. Relying on the multiplication factors of local expenditure investment will not satisfy the economy or provincial government expenditures. We require the infusion of capital and people. This week, the federal government, remaining committed to their immigration targets, made a surprise move to approve six times the number of express entry applicants in a single period. This is great if our province has a strong retention strategy. If not, it may signal a concern for local businesses relying on foreign labour. The economy is starving for economic stewardship.